Earn rewards while supporting the planet. Compare green credit cards that offer carbon offsets, tree planting, and avoid fossil fuel financing.
Americans are increasingly conscious of how their spending impacts the planet – nearly 80% of consumers feel better when they buy eco-friendly products. Traditional credit cards often fund industries like fossil fuels (big banks poured $6.9 trillion into fossil fuel projects since 2016), so savvy shoppers are seeking green credit cards that align with their values.
In this article, we'll introduce the top eco-friendly credit cards of 2025 that let you earn rewards and do good at the same time. These cards offer perks like carbon offset rewards, charitable donations, and green cashback programs for sustainable purchases.
Aspiration
Aspiration Zero is a climate-neutral Mastercard that plants a tree for every purchase and offers carbon offset options.
Annual Fee
No fee
APR Range
14.24% - 25.24%
Signup Bonus
Plant 60 trees when you spend $1,000 in first 60 days
Beneficial State Bank
Green America Visa donates 0.5% of every purchase to environmental nonprofits at no extra cost to you.
Annual Fee
No fee
APR Range
13.99% - 23.99%
Signup Bonus
None
Future
FutureCard rewards sustainable spending with 5% cashback on public transit, EV charging, and eco-friendly purchases.
Annual Fee
No fee
APR Range
17.99% - 26.99%
Signup Bonus
5,000 FuturePoints after first purchase
Bank of America
Bank of America card offers customizable rewards including EV charging, backed by the bank's net-zero commitment.
Annual Fee
No fee
APR Range
16.24% - 26.24%
Signup Bonus
$200 after spending $1,000 in first 90 days
Amalgamated Bank
Amalgamated Bank card offers rewards while ensuring your deposits never fund fossil fuels, backed by a 100% renewable-powered bank.
Annual Fee
No fee
APR Range
14.99% - 24.99%
Signup Bonus
None
JPMorgan Chase
Chase Freedom Unlimited offers straightforward rewards with the option to donate cashback to environmental charities.
Annual Fee
No fee
APR Range
19.49% - 28.49%
Signup Bonus
$200 after spending $500 in first 3 months
U.S. Bank
U.S. Bank Visa Platinum features sustainable materials and low APR, ideal for eco-conscious users focused on reducing interest.
Annual Fee
No fee
APR Range
14.49% - 25.49%
Signup Bonus
None
Trees planted annually
with Aspiration Zero
Donated to clean energy
with Green America Visa
Miles of EV charging rewards
with FutureCard
*Based on $2,000 monthly spending
| Card | Annual Fee | Rewards | Green Features | Best For |
|---|---|---|---|---|
| Aspiration Zero | No fee | 1% cashback on all purchases | Plant a tree with every purchase | Most Eco-Friendly |
| Green America Visa | No fee | 1% cashback | 0.5% of purchases donated to Green America | Best for Donations |
| FutureCard Visa | No fee | 5% cashback on green purchases, 1% on others | 5% cashback on climate-friendly spending | Best Green Rewards |
| Bank of America Customized Cash Rewards | No fee | 3% in chosen category, 2% grocery/wholesale, 1% other | Can choose EV charging as 3% category | Best Flexibility |
| Amalgamated Bank Give-Back Credit Card | No fee | 1.5% cashback on all purchases | 100% renewable-powered bank | Most Ethical Bank |
| Chase Freedom Unlimited | No fee | 1.5% cashback on all purchases | Can donate cashback to environmental charities | Best Overall Value |
| U.S. Bank Visa Platinum | No fee | No rewards | Made from recycled plastic | Lowest APR |
Choose a credit card that aligns with your values. Whether you want to plant trees, support clean energy, or ensure your bank doesn't fund fossil fuels, there's a green card for you.
Start Your Green Journey →