Question 1

What is the ESG rating for USB?

Accepted Answer

U.S. Bancorp has the following ESG ratings: MSCI ESG Rating: aa, Sustainalytics ESG Risk: 57, ESG Enterprise Score: BBB.

Question 2

What are the main strengths of investing in USB?

Accepted Answer

The main strengths of investing in U.S. Bancorp include: Diverse customer base with over 80% of loans to businesses, Best-in-class credit profile with strong loan growth, Steady dividend yield of ~2.5%.

Question 3

What are the potential drawbacks of investing in USB?

Accepted Answer

Potential drawbacks of investing in U.S. Bancorp include: Significant oil and gas exposure (~13% of total loans), Highly leveraged balance sheet, Digital transformation challenges requiring $225 million cybersecurity investment while competing against fintech disruptors in evolving banking landscape.

Question 4

What are the key financial metrics for USB?

Accepted Answer

Key financial metrics for U.S. Bancorp include: Market Cap: $0.84 billion, Current Price: $81.80, Dividend Yield: 4.50%.

U.S. Bancorp

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USB

ESG Ratings