Market overview
Down−USD 0.05 (−2.22%) Day change
- Open
- USD 2.24
- Previous close
- USD 2.25
- Day high
- USD 2.25
- Day low
- USD 2.17
- Volume
- 4,068
- Market cap
- USD 37,088,076
View Chart Data
| Date and time | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| USD 4.30 | USD 4.40 | USD 3.60 | USD 4.00 | 14,790 | |
| USD 4.94 | USD 5.06 | USD 4.66 | USD 4.74 | 14,200 | |
| USD 4.85 | USD 5.00 | USD 4.85 | USD 5.00 | 2,700 | |
| USD 5.00 | USD 5.00 | USD 4.69 | USD 4.87 | 7,500 | |
| USD 5.72 | USD 5.95 | USD 5.66 | USD 5.68 | 12,900 | |
| USD 5.95 | USD 6.06 | USD 5.90 | USD 6.00 | 3,000 | |
| USD 6.10 | USD 6.49 | USD 6.10 | USD 6.41 | 9,200 | |
| USD 5.88 | USD 6.00 | USD 5.80 | USD 5.81 | 5,600 | |
| USD 4.58 | USD 5.09 | USD 4.55 | USD 5.06 | 16,000 | |
| USD 5.87 | USD 5.87 | USD 5.60 | USD 5.60 | 3,600 | |
| USD 5.51 | USD 5.51 | USD 5.50 | USD 5.51 | 1,100 | |
| USD 4.87 | USD 4.87 | USD 4.87 | USD 4.87 | 600 | |
| USD 3.90 | USD 4.33 | USD 3.90 | USD 4.12 | 7,100 | |
| USD 3.10 | USD 3.14 | USD 3.10 | USD 3.14 | 900 | |
| USD 2.76 | USD 2.95 | USD 2.76 | USD 2.95 | 2,400 | |
| USD 3.29 | USD 3.40 | USD 2.98 | USD 3.08 | 8,700 | |
| USD 3.00 | USD 3.16 | USD 3.00 | USD 3.12 | 2,400 | |
| USD 3.20 | USD 3.20 | USD 3.10 | USD 3.10 | 2,800 | |
| USD 2.75 | USD 2.99 | USD 2.60 | USD 2.77 | 5,700 | |
| USD 2.33 | USD 2.40 | USD 2.20 | USD 2.34 | 8,700 | |
| USD 2.04 | USD 2.20 | USD 2.04 | USD 2.20 | 4,400 | |
| USD 2.10 | USD 2.15 | USD 2.05 | USD 2.05 | 1,300 | |
| USD 2.30 | USD 2.30 | USD 2.22 | USD 2.25 | 3,400 | |
| USD 2.17 | USD 2.25 | USD 2.11 | USD 2.25 | 1,763 |
ESG & Sustainability Rating Breakdown
Synthesized multi-provider rating across Environmental, Social, and Corporate Governance dimensions.
Audited Methodology
MSCI ESG industry rating benchmark.
Sustainability Strengths & Catalysts (Pros)
- Large distribution network and marketplace model that can expand access to home equity lending for underserved MSEs and homeowners across China, supporting financial inclusion when underwriting and servicing are responsible and transparent.
- Public disclosure of annual filings (Form 20-F) and ongoing SEC reporting provides a level of regulatory transparency and investor access to audited financials and risk disclosures relative to private peers.
- Use of digital and partner channels to scale loan facilitation can enable operational efficiencies and data-driven risk management, potentially reducing environmental footprint per loan versus traditional branch-heavy models.
Material Risks & Governance Concerns (Cons)
- Concentration risk: disclosures indicate a very high share of loans tied to a single funding partner, which raises counterparty, liquidity and concentration risks that can amplify social and governance impacts if that partner experiences distress.
- Loan performance deterioration: reports and analysis note a substantial increase in defaults in 2025, which poses social risks to borrowers and reputational and governance risks for the company if collections, consumer protections, and loss-mitigation pra
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Data Integrity & Methodology Disclosure
Market quotes may be delayed and each visible snapshot states its source and observation time. ESG evaluations aggregate published ratings from MSCI ESG Research and Sustainalytics with normalized industry peer adjustments. Learn more in our ESG Rating Methodology.