Heritage Insurance Holdings, Inc.
HRTGNYSETrackedMarket Data VerifiedFinancialsProperty And Casualty Insurance
- Coverage
- Coverage universe Identity published; no third-party ESG observation yet.
- ESG profile reviewed
- Last editorial update to this profile.
- Quote
- Last verified closeObservation time is shown beside the price.
- Methodology
- How we rateProvider ratings are shown separately, never blended.
Market overview
Up+USD 0.59 (+1.72%) Day change
The market is closed. This is the last verified closing quote, not an intraday price.
- Open
- USD 34.83
- Previous close
- USD 34.35
- Day high
- USD 35.33
- Day low
- USD 34.81
- Volume
- 205,542
- Market cap
- USD 1,038,850,560
View Chart Data
| Date and time | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| USD 22.51 | USD 23.44 | USD 22.37 | USD 23.38 | 261,800 | |
| USD 23.89 | USD 24.07 | USD 22.88 | USD 22.97 | 449,400 | |
| USD 23.65 | USD 24.08 | USD 23.12 | USD 23.23 | 310,300 | |
| USD 29.78 | USD 30.15 | USD 29.06 | USD 29.20 | 505,400 | |
| USD 28.50 | USD 28.62 | USD 27.15 | USD 28.15 | 440,200 | |
| USD 29.21 | USD 30.57 | USD 29.14 | USD 29.91 | 407,100 | |
| USD 26.83 | USD 27.47 | USD 24.87 | USD 26.26 | 759,300 | |
| USD 25.77 | USD 26.15 | USD 25.45 | USD 25.90 | 228,300 | |
| USD 26.83 | USD 27.35 | USD 26.15 | USD 26.54 | 331,900 | |
| USD 25.77 | USD 27.88 | USD 24.89 | USD 27.66 | 703,100 | |
| USD 26.12 | USD 27.31 | USD 26.12 | USD 26.80 | 446,300 | |
| USD 26.31 | USD 26.72 | USD 26.29 | USD 26.49 | 169,900 | |
| USD 26.14 | USD 26.77 | USD 26.14 | USD 26.71 | 209,300 | |
| USD 30.25 | USD 31.16 | USD 30.08 | USD 30.33 | 295,200 | |
| USD 22.84 | USD 23.27 | USD 21.93 | USD 22.02 | 836,100 | |
| USD 21.99 | USD 22.17 | USD 21.44 | USD 21.68 | 482,400 | |
| USD 20.83 | USD 21.11 | USD 20.48 | USD 20.88 | 637,500 | |
| USD 22.47 | USD 22.60 | USD 22.11 | USD 22.45 | 248,200 | |
| USD 26.30 | USD 26.40 | USD 25.58 | USD 26.08 | 466,900 | |
| USD 26.17 | USD 26.99 | USD 26.17 | USD 26.56 | 214,500 | |
| USD 29.47 | USD 29.71 | USD 29.10 | USD 29.37 | 233,500 | |
| USD 34.54 | USD 36.50 | USD 31.15 | USD 35.21 | 1,064,900 | |
| USD 33.93 | USD 34.66 | USD 33.84 | USD 34.17 | 329,400 | |
| USD 34.15 | USD 34.94 | USD 34.13 | USD 34.40 | 138,114 |
Company Profile & Business Model Overview
Heritage Insurance Holdings, Inc. (HRTG: NYSE) is a super-regional property and casualty insurance holding company that underwrites personal and commercial homeowners insurance and related products in coastal and catastrophe-exposed regions of the United States. The company operates through underwriting and reinsurance activities and distributes policies via independent agents and brokers across several states.
Sustainability Strengths & Catalysts (Pros)
- Concentration in homeowners insurance markets gives Heritage domain expertise in catastrophe modeling and underwriting for coastal and hurricane-prone regions, which can support targeted risk-management and pricing strategies.
- Heritage maintains public investor relations and SEC filings, enabling transparency on financial performance, reserves and reinsurance program structure that can inform stakeholders about capital adequacy and catastrophe preparedness.
- As a regional insurer, the company can deploy localized risk-mitigation programs and underwriting guidelines tailored to high-exposure geographies, potentially supporting resilience and loss reduction for policyholders.
Material Risks & Governance Concerns (Cons)
- Material exposure to catastrophe risk (hurricanes and coastal events) creates volatility in underwriting results and elevated reserve and reinsurance needs, presenting climate-related financial risk as sea‑level rise and storm intensity evolve.
- Concentration in high-risk geographies may raise affordability and access concerns for vulnerable communities and could lead to reputational and regulatory risks if pricing or underwriting practices are seen as excluding high-risk homeowners.
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ESG & Sustainability Rating Breakdown
Synthesized multi-provider rating across Environmental, Social, and Corporate Governance dimensions.
Audited Methodology
Formal published scorecards from MSCI ESG Research and Sustainalytics are not currently available for this ticker. The Impact Investor tracks corporate sustainability disclosures, SEC 10-K filings, and governance releases.
Data integrity and methodology
MSCI and Sustainalytics ratings are shown separately with their own observation dates; they are not blended into one score, and providers can disagree. Market quotes are delayed or last-close values, and every snapshot states its source and observation time. Read the full rating methodology.
Financial & Valuation Fundamentals
Core balance sheet and equity valuation metrics sourced from corporate filings.
Audited Financials
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Frequently Asked Questions
Direct answers on sustainability scores, risk methodologies, and peer rankings.
What is Heritage Insurance Holdings, Inc. (HRTG)'s ESG rating and sustainability score?
Formal published scorecards from MSCI and Sustainalytics are under ongoing review for Heritage Insurance Holdings, Inc. (HRTG). The Impact Investor tracks corporate sustainability disclosures, SEC 10-K filings, and governance releases.
Is Heritage Insurance Holdings, Inc. considered an ESG leader or laggard in Financials?
Independent benchmark status for Heritage Insurance Holdings, Inc. is evaluated relative to Financials peers once third-party coverage publishes official methodology scores.
What are the main ESG risks and controversies for Heritage Insurance Holdings, Inc.?
Key material risks for Heritage Insurance Holdings, Inc. include: Material exposure to catastrophe risk (hurricanes and coastal events) creates volatility in underwriting results and elevated reserve and reinsurance needs, presenting climate-related financial risk as sea‑level rise and storm intensity evolve.; Concentration in high-risk geographies may raise affordability and access concerns for vulnerable communities and could lead to reputational and regulatory risks if pricing or underwriting practices are seen as excluding high-risk homeowners.. Investors should evaluate whether corporate mitigation plans adequately address these vulnerabilities.
How does The Impact Investor evaluate ESG stock profiles?
The Impact Investor presents audited third-party ratings from MSCI and Sustainalytics alongside delayed market data and financial fundamentals. We do not blend ratings into proprietary black-box scores, and ratings are never modified by advertising or affiliate relationships.